OBIJOY MICROCREDIT ENTERPRISE
Smart and Simple Micro Credit
With our secure banking services, you can open an account, save and manage your account and get a loan from us at any time.
Why ObiJoy Microcredit?
The only Micro Credit you’ll ever trust
At ObiJoy Micro Credit, you are assured of low interest on your loan!
Executive Summary
Obijoy Micro Credit Enterprise is a microfinance company located in Kato , Berekum in the Bono Region of Ghana. Owned by Mr. Owusu Isaac Brenya, a prominent local entrepreneur, Obijoy aims to provide small-scale financial services to middle- and low-income earners in the Bono Region.
With no traditional financial institutions catering to this segment, Obijoy is
uniquely positioned to bridge this gap by offering accessible, flexible loan products that
empower clients and promote economic stability in the community.
ABOUT US
Mission Statement:
To empower underserved individuals and small business owners by providing reliable, flexible,
and transparent financial solutions that enhance their economic opportunities and improve their
financial stability.
Vision Statement:
To be the trusted microfinance partner for individuals and businesses in Berekum and the
broader Bono Region, known for our community-focused approach and commitment to financial
inclusion.
Key Objectives:
- Disburse at least 3,000 microloans in the first two years.
- Maintain a loan repayment rate of 95% or higher.
- Achieve profitability by the end of the second year.
- Expand to two additional regions by Year 5.2.
Obijoy Micro Credit Enterprise leverages Mr. Owusu’s extensive business experience and local connections to serve the financial needs of the Berekum community. The company aims to be a
trusted source of microloans, focusing on accessible credit with fair interest rates and simplified application processes.
